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On our own two feet

On our own two feet signOur latest report, On our own two feet, makes the case for an asset-based savings account scheme for looked after children.

We launched the On our own two feet report and accompanying campaign in March 2011, and won cross-party support from parliamentarians who agreed that the Government, as the 'corporate parent' of looked after children, must provide these vulnerable young people with some financial security to give them the opportunity to make positive choices when they leave care.

In partnership with Barnardo's, we called on HM Treasury to provide £6.6m for a savings account scheme for looked after children across the UK, with an initial payment of £250 for each account and an additional payment of £100 for every year the child remains in care.

Why do looked after children need financial support?

For young people in care, the transition to independent living is a critical period and can have a massive impact on their future. Care leavers are forced to be independent much younger than their peers and with no family to support and guide them, it can be very difficult. Recent research has concluded that continuing financial assistance can be vital if care leavers are to have equal chances as other young people. We know that many care leavers want to take up high levels of education, training and employment, but don't have the support and practical help to do so.

An asset-based savings account scheme for looked after children will:

  • Provide practical help when they start to live independently
  • Foster financial education and responsibility
  • Help them make positive choices about their future
  • Help them succeed in education and training
  • Inspire them (and any family or friends) to save for their future

Progress of our campaign

On the day before the Budget (22 March) the Chancellor, George Osborne, announced that the Government will establish savings accounts for looked after children and provide funding in the region of £5m for the scheme. This was a very positive response to the On our own two feet campaign.

We are now working with the Department for Education and the Treasury to provide our expertise to set up an effective scheme as soon as possible which meets the main points of our proposal set out in the On our own two feet report. As the details of the scheme are still to be worked out, we will be holding the Government to account on its commitment, which we look forward to making a reality for all looked after children.

Our Success

The Government has announced the details of the new Junior ISA scheme. The new Junior ISA includes:

  • £16.7m investment until 2015
  • Ongoing funding to ensure that every child who has been in care for a year or more will have a Junior ISA opened for them
  • The system will apply to young people right across theUK
  • Every account opened with an initial deposit of £200
  • A third party will run the scheme and fundraise for additional top-ups

We're delighted that we have secured over twice the  investment that was originally agreed, and that this scheme will reach over 55,000 children and young people across the UK in the first year, increasing every year after that.

Further information